Waterford is a very small village located in the state of New York. With a population of 2,026 people and three associated neighborhoods, Waterford is the 590th largest community in New York. Waterford has a large stock of pre-World War II architecture, making it one of the older and more historic villages in the country.

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 8.05% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Waterford is a small village, and as such doesn't have a public transit system that people use to get to and from their jobs every day.

The overall education level of Waterford is somewhat higher than in the average US city of 21.84%: 27.16% of adults 25 and older in the village have at least a bachelor's degree.

The per capita income in Waterford in 2022 was $38,889, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $155,556 for a family of four. However, Waterford contains both very wealthy and poor people as well.

The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterford include Irish, Italian, German, English, and French.

The most common language spoken in Waterford is English. Other important languages spoken here include Urdu and French.