Carmel-by-the-Sea is a very small coastal city (i.e. on the ocean, a bay, or inlet) located in the state of California. With a population of 3,104 people and two associated neighborhoods, Carmel-by-the-Sea is the 601st largest community in California. Much of the housing stock in Carmel-by-the-Sea was built prior to World War II, making it one of the older and more historic cities in the country.

Carmel-by-the-Sea home prices are not only among the most expensive in California, but Carmel-by-the-Sea real estate also consistently ranks among the most expensive in America.

Of important note, Carmel-by-the-Sea is also a city of artists. Carmel-by-the-Sea has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel-by-the-Sea’s character.

Telecommuters are a relatively large percentage of the workforce: 15.67% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that Carmel-by-the-Sea is an extremely popular destination for tourists and seasonal residents. So much of the population is seasonal such that the city’s population swells significantly during the vacation season, and drops again when the season ends. Because of this, much of the local economy is centered around tourism; some businesses may be operated only during the high season. During the low season, year-round residents will notice that the city is a substantially quieter place to live.

In addition, Carmel-by-the-Sea is home to many people who could be described as "urban sophisticates". Urban sophisticates are educated, wealthy, executives and professionals, who have urbane tastes in books, food, and travel, whether they actually live in a big city, or choose to reside in a small town. In big or medium-sized cities, urban sophisticates tend to frequent art institutions such as opera, symphonies, ballet, live theatre, and museums.

One of the nice things about Carmel-by-the-Sea is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

Compared to the rest of the country, citizens of Carmel-by-the-Sea spend much less time in their cars: on average, their commute to work is only 14.34 minutes. This also means that noise and pollution levels in the city are less than they would otherwise be.

Carmel-by-the-Sea is a small city, and as such doesn't have a public transit system that people use to get to and from their jobs every day.

Do you like to read, write and learn? If you move to Carmel-by-the-Sea, you'll likely find that many of your neighbors like to as well. Carmel-by-the-Sea is one of the more educated communities in America, with a full 76.01% of its adults having a college degree or even advanced degree, compared to a national average across all communities of 21.84%.

The per capita income in Carmel-by-the-Sea in 2022 was $87,422, which is wealthy relative to California and the nation. This equates to an annual income of $349,688 for a family of four.

Carmel-by-the-Sea is a somewhat ethnically-diverse city. The people who call Carmel-by-the-Sea home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel-by-the-Sea residents report their race to be White, followed by Asian. Important ancestries of people in Carmel-by-the-Sea include English, German, Irish, Norwegian, and Scottish.

The most common language spoken in Carmel-by-the-Sea is English. Other important languages spoken here include Spanish and German/Yiddish.